Scale your sending
capacity as you grow
Every SkyFi account starts at the Standard tier — a conservative daily sending capacity suited for most business operations.
As your transaction volume grows, contact our support team to request a tier upgrade. We review your account and increase your daily capacity based on your business profile and history.
Daily Sending Capacity by Tier
Tiers determine daily outbound capacity. Contact support to request an upgrade.
Account Tiers
Four levels of daily capacity
Each tier unlocks progressively more sending capacity across all payment methods. Your specific limits are disclosed when your tier is assigned or upgraded.
Standard
Entry-level daily capacity
Daily Capacity
Assigned at account opening
Request UpgradeElevated
Increased daily capacity
Daily Capacity
Contact support to request
Request UpgradeProfessional
High daily capacity
Daily Capacity
Contact support to request
Request UpgradeEnterprise
Fully negotiated capacity
Daily Capacity
Contact our team to discuss
Talk to Our TeamCapability Comparison
What each tier includes
Capacity descriptors are relative. Exact daily limits are communicated directly by our team when your tier is set or upgraded.
Payment Method
Standard
Elevated
Professional
Enterprise
ACH (Standard)
Daily outbound capacity
ACH (Same-Day)
Expedited daily capacity
Domestic Wire
Daily outbound capacity
International Wire
SWIFT outbound capacity
PayByBank
Daily outbound capacity
Intrabank
Between SkyFi accounts
Capacity levels shown are indicative and relative. Specific daily limits are set per account and shared directly with account holders at the time of tier assignment or upgrade.
How It Works
How tier upgrades work
Requesting a tier upgrade is straightforward. Contact our team, we review your account, and raise your limits — typically within one business day.
Start on Standard
Every new SkyFi account begins at the Standard tier. You can send and receive with a conservative daily capacity right from day one.
Contact Support
When your business needs more daily capacity, reach out to our support team. Let us know which tier you need and why.
Account Review
Our team reviews your account history, transaction patterns, and business profile. Most reviews are completed within one business day.
Limits Increased
Once approved, your daily capacity is raised immediately with no disruption to your account or existing scheduled transfers.
Upgrade Criteria
What our team looks at when reviewing an upgrade
There is no fixed checklist or automatic threshold for tier upgrades. Our team reviews each account holistically and makes a judgment based on a combination of factors.
Transaction history
Volume, frequency, and consistency of your outbound payments over time.
Business profile
Nature of your business, industry, and the types of payments you process.
Account standing
No outstanding issues, disputes, or compliance flags on the account.
Use case fit
Whether the requested capacity aligns with your stated business operations.
Fees
Per-transaction fees
Transaction fees are consistent across all tiers. Your tier controls daily sending capacity — not the cost per transaction. Fee schedules are provided to account holders directly.
PayByBank
Per transaction for eligible merchants
Domestic Wire (Outgoing)
Flat per wire
International Wire (Outgoing)
Flat per wire
Remote Deposit Capture
Per check deposit
ACH Transfer
Volume-based pricing
Intrabank Transfer
Always free within SkyFi
Full fee schedules are provided in your account agreement and updated communications.
Ready to expand your daily capacity?
Talk to our team and we'll review your account for a tier upgrade.
Deposits held at Grasshopper Bank, N.A., Member FDIC. View disclosure