Built for the business of building.
SkyFi is a financial technology company on a mission to return billions of dollars to the industries that build America — starting with the one that has been held back by outdated banking the longest.
Cutting-edge technology.
One industry at a time.
We believe the construction industry — the backbone of the built world — deserves the same financial infrastructure that Wall Street takes for granted. Fast settlements. Transparent costs. Real-time visibility into cash.
Construction businesses collectively lose billions every year to slow payment cycles, paper check float, and financial tooling that was never designed with them in mind. SkyFi closes that gap: a dedicated platform that is secure, intelligent, and fast enough to match the pace of the job site.
That focus on construction is intentional and deep — but it doesn't define the ceiling of who we serve. Any qualifying business ready to operate at a higher standard is welcome here.
Mission Statement
“To bring institutional-grade financial technology to the construction industry — eliminating the payment friction that costs builders billions — and to set a new standard for what business banking can be.”
The construction industry's financial burden by the numbers
$2.1T
U.S. construction industry output annually
89%
Of contractors still rely on paper checks
30–60
Days average payment cycle in construction
Billions
Lost yearly to payment friction and float
Sources: U.S. Census Bureau, Levelset Construction Payment Report, CFMA Benchmarker
Four pillars that define the SkyFi platform
Pay-by-Bank
Customers pay directly from their bank account. No card network, no interchange. Up to ~90% lower fees per transaction vs. the industry-standard 3.25% card rate.
Bank-Grade Security
Built on a nationally chartered bank backbone with end-to-end encryption, MFA, and rigorous compliance standards woven into every layer.
Instant Infrastructure
Real-time ACH, same-day settlements, and intrabank transfers — the financial velocity that modern operations demand.
Cost Compression
Eliminate card network interchange, cut wire overhead, and consolidate treasury tools into one platform that pays for itself.
Why Pay-by-Bank is the smarter way to get paid
Funds are deposited directly into the SkyFi account. From there, they auto-forward to the bank account on file — or businesses can take full control and manage disbursements directly through SkyFi.
Pay-by-Bank Rate
0.50%
as low as, per transaction
vs. 3.25% standard card rate
How funds flow
Customer pays via Pay-by-Bank
Funds deposited into SkyFi account
Auto-forwarded to bank on file — or managed directly via SkyFi
Our heartland is construction. Our doors are open wider.
General contractors, subcontractors, material suppliers, developers, and the entire construction supply chain represent our core focus. These are businesses with complex, multi-party cash flows, tight margins, and payment cycles that have been broken for decades.
We built SkyFi around their needs — instant settlement, full control over disbursements, and the ability to eliminate card fees on every invoice.
Built for Construction
Instant settlement on invoices. Same-day ACH for payroll and vendor payments. Every feature traces back to a real construction cash flow problem — with Pay-by-Bank eliminating the biggest cost of accepting payments.
Open to Any Qualifying Business
If your business is U.S.-registered, legally operating, and ready for a better financial foundation, SkyFi is ready for you. Construction expertise is our edge, not our gate.
Backed by Grasshopper Bank, N.A.
Banking services are provided by Grasshopper Bank, N.A., Member FDIC. Deposits insured up to $250,000 per depositor per ownership category.
The principles behind the platform
Radical Transparency
Every fee is listed. Every disclosure is public. No hidden charges, no fine print buried in footnotes.
Security Without Compromise
We treat your money the way you treat your job site — every access point secured, every transaction monitored.
Speed as a Standard
Waiting two business days to move your own money is a legacy problem. We built the infrastructure to fix it.
Open to Every Builder
While construction is our heartland, any qualifying business is welcome. If you run a serious operation, SkyFi is built for you.
The people building SkyFi
Brian Nichols
CEO
“Sets the vision and keeps the company focused on outcomes that matter to operators.”
Erik van Dootingh
President, SkyFi
“Leads execution across teams to turn product strategy into a reliable day-to-day platform.”
Lynn Weber
VP of Operations & Risk
“Builds operational rigor and risk controls that scale with customer volume and payment velocity.”
Saheed A. Adewusi
Compliance Officer Analyst
“Supports compliance programs and monitoring so payments move fast without compromising safety.”
Gadi Akeri
Lead Senior Software Engineer (Platform)
“Owns the platform foundation: reliability, performance, and the engineering systems behind the product.”
Peyton Owens
QA Engineer
“Drives test coverage and release confidence so features ship without surprises.”
Jesse Shaikun
Junior QA Engineer
“Strengthens quality through careful regression testing and clear bug reporting.”
Ready to build on better banking?
Talk to our team and see how SkyFi can support your business payment operations.
Deposits held at Grasshopper Bank, N.A., Member FDIC.